Educational use
Retirement Tax Studio provides simplified educational illustrations. It is not tax, legal, investment, accounting, or insurance advice and does not replace analysis by qualified professionals.
No recommendation or guarantee
Results depend entirely on the assumptions entered and on a simplified model. They are not a recommendation to convert, distribute, invest, purchase, or sell anything. Actual laws, taxes, returns, fees, timing, and personal circumstances can produce materially different outcomes.
Your responsibility
You are responsible for reviewing inputs, outputs, disclosures, and suitability before relying on or sharing an illustration. Do not enter confidential, personally identifiable, or regulated client information.
Advisor inquiries
The advisor walkthrough form is for legitimate business inquiries. Submit only information you are authorized to provide. A request does not create a client relationship, service commitment, exclusivity, or right to use, distribute, or rebrand the software.
Availability
The public prototype may change, be corrected, or become unavailable without notice. Commercial subscriptions, custom deployments, service levels, support, and permitted use require a separate written agreement.
Ownership
The site, brand, report format, and software are owned or licensed by Patel Investment Services, LLC. No right to resell, copy, rebrand, or embed the product is granted except through a written agreement.